Shopcred
Last Updated: November 19, 2024
Welcome to Shopcred! These Terms of Service ("Terms") govern your access to and use of the Shopcred mobile application and website (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms.
By creating an account, downloading our app, or using any part of our Service, you agree to comply with and be bound by these Terms, our Privacy Policy, and all applicable laws and regulations. If you do not agree with these Terms, please do not use our Service.
You must be at least 18 years old to use Shopcred. By using our Service, you represent and warrant that:
To use Shopcred, you must register for an account by providing your mobile number and completing OTP verification. You agree to:
You are responsible for all activities that occur under your account. Shopcred is not liable for any loss or damage arising from unauthorized use of your account.
Shopcred provides a platform for managing credit and transaction records between shop owners and customers. Our services include:
You agree NOT to:
You are responsible for ensuring that all transaction information you enter is accurate and complete. Shopcred is not responsible for errors in data entry or disputes arising from inaccurate information.
Shopcred serves as a digital record-keeping tool. It does not process actual payments or financial transactions. All payment settlements must be made directly between shop owners and customers.
Shopcred is not a party to any transaction between users. Any disputes regarding transactions, payments, or balances must be resolved directly between the involved parties. We may provide transaction records to assist in dispute resolution.
By using Shopcred, you consent to receive:
You may opt-out of non-essential communications through app settings.
All content, features, and functionality of Shopcred, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are the exclusive property of Shopcred and are protected by copyright, trademark, and other intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for personal or business purposes in accordance with these Terms.
Your use of the Service is also governed by our Privacy Policy. We collect, use, and protect your personal information as described in our Privacy Policy. By using Shopcred, you consent to our data practices.
We strive to provide uninterrupted access to Shopcred, but we do not guarantee that the Service will be available at all times. We may experience downtime for maintenance, updates, or technical issues.
We reserve the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. We may also update these Terms periodically. Continued use of the Service after changes constitutes acceptance of the modified Terms.
Shopcred is currently provided free of charge. We reserve the right to introduce fees for certain features or services in the future. If we do so, we will provide advance notice and obtain your consent where required by law.
You may terminate your account at any time by contacting us or using the account deletion feature in the app.
We may suspend or terminate your account if you:
Upon termination, your right to use the Service will immediately cease. We may retain certain information as required by law or for legitimate business purposes.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
Shopcred is a record-keeping tool and does not provide financial, legal, or accounting advice. You should consult appropriate professionals for such advice.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SHOPCRED SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
You agree to indemnify, defend, and hold harmless Shopcred, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with:
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
Any disputes arising from these Terms or your use of the Service shall be resolved through:
If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Shopcred regarding the use of the Service and supersede all prior agreements and understandings.
If you have any questions about these Terms, please contact us:
We may update these Terms from time to time. We will notify you of material changes by:
Your continued use of the Service after such notification constitutes acceptance of the updated Terms.
By using Shopcred, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.